This is priceless: a look at an Alabama home which FEMA considers “not unsafe to live in” and insufficiently damaged to be eligible for grants to rebuild. Jonathan Stewart received a letter based on a FEMA inspection stating just that.
This home owner has since found out that his insurance coverage will allow him to rebuild. In other words, he had planned ahead sufficiently, and really would be better off without government assistance. FEMA could screw that up as badly as they did the home evaluation.